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Where Quality Counts and Honesty Matters
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Read D R Horton's own DAMNING INTERNAL EMAILS below, turn to the following very compelling four pages, and then link to drhortonsucks.info below if you've not already been there. At drhortonsucks.info THERE ARE OVER 400 CONSUMER TESTIMONIALS about D R Horton's nationwide predatory lending and unfair business practices which have been ongoing for years. ALL ATTORNEYS ARE ADVISED TO CONTACT ME DIRECTLY AT missudpat@yahoo.com.
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CRIMINALS, THEIR ENABLERS AND THE STATUTES VIOLATED:
SEC Misrepresentation; Federal USC: Antitrust, Sherman Act, RICO, RESPA, Mail Fraud, Tax evasion- unpaid SSI for their army of undocumented workers…
The following list of individuals implemented, adopted and ratified presumptively anticompetitive corporate policies for at least five years which have been illegal by Supreme Court decision for over 60 years. Board Members: Chairman Horton, CEO Tomnitz, CFO Wheat, Officers: Former US Treasury Secretary Francine Neff, Hewatt, Anderson, Buchanan, Galland; Attorneys & General Counsel: Harbour & Morice with included additional varied ethics violations.
USC T 18, Sect. 1513- Interference with a government informant: D. Jennings, Esq.
Perjury, falsification of government documents, conspiracy to further crimes: Wood Smith Henning and Berman, Joel Odou
Perjury, Breach of Candor to the Court, conspiracy to further crimes:
Wendell Rosen Black and Dean: Gillian Ross, Leonard Marquez
Grand Larceny, Conspiracy, Mail Fraud……D R Horton Agents: Annie Schankin, Michael Mason, Daniel Callihan….nationwide agents too numerous to list who have implemented the corporate policies.
Within two months of a subpoena to the state Division of Mortgage Lending Deputy Commissioner for documents required to be furnished explaining why my fraud was not investigated, that D.C. was ‘no longer with the agency.’ Her official recorded written explanation as to why my investigation had been closed in favor of the rich and powerful D. R. Horton Corporation is because her agency had no authority over DHI Mortgage, Horton’s affiliated company, LICENSED by her agency. -Then I easily found hundreds more incidents of mortgage fraud and predatory lending totaling in the (tens) of millions locally and in at least 14 states across the country. Beazer may have been the first one caught, but D R Horton wrote the book.
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INTERNAL D R HORTON EMAILS: YOU CANT MAKE THIS STUFF UP. I'll even forward you the electronic copy.
The following Emails sent from Donald Tomnitz to “All - Everyone” at D R Horton:
December 19, 2006: Donald Tomnitz has asked that I share this poem by a navy serviceman based out of Iraq, with all of you…..“The embers glowed softly, and in their dim light, I gazed round the room and cherished the sight………..TO FIGHT FOR OUR RIGHTS BACK AT HOME WHILE WE'RE GONE, To stand your own watch, no matter how long. For when we come home, either standing or dead, To know you remember we fought and we bled. Is payment enough, and with that we will trust, That we mattered to you as you mattered to us.” [Webmaster note]: As of September 2007, more than 3800 servicemen have been slaughtered in Iraq protecting our democracy, Constitution, liberty and way of life. Meanwhile Donald Horton and Donald Tomnitz have been stuffing their deep pockets with even more cash……….from elderly retired single women, minorities of every color, and young naïve couples to American immigrants- Hispanic, Asian and Europeans with English difficulties. Let the predatory lending reign supreme!!!
November 21, 2005, Subject: DHI Stock Price: [all caps are correct in form] “OUR STOCK PRICE OVER THE LAST NUMBER OF DAYS HAS OUTPERFORMED THE INDUSTRY…IT IS MY STRONG BELIEF…THAT OUR STOCK PRICE WILL ULTIMATELY TRADE AT A PREMIUM TO OUR PEERS. WE HAVE EARNED IT AND IT WILL ULTIMATELY BE RECOGNIZED BY INVESTORS. ALONG THOSE LINES, IT IS VERY ESSENTIAL THAT WE ALL CONTINUE TO HIT OUR BUDGETED INDIVIDUAL SALES AND CLOSING GOALS….WE WANT TO BE THE CLEAR LEADER IN STOCK VALUATION!!!!!” [From 2003-2006 I have found hundreds of instances of criminal predatory lending such as fraudulently inducing buyers into contract with promises of low interest rates which then SPIKE at closing. Surprise!!!...you either pay the usery interest or lose your cash deposits. It was indeed essential to hit those all important wall street sales targets.]
November 19, 2005, Subject: Great Thinking: [all caps are correct in form] “LADIES AND GENTLEMEN- TODAY WE ANNOUNCED THE GREATEST PERFORMANCE OF A COMPANY IN THE HOMEBUILDING HISTORY. YOU SET RECORDS NEVER BEFORE ACCOMPLISHED IN OUR INDUSTRY….ONE OF MANY EXAMPLES IN DHI OF SUPERIOR MARKET PENETRATION AND SUPERIOR FINANCIAL PERFORMANCE….WE ARE MOVING TO CLOSE 100,000 UNITS IN FY10.…LET NO ONE DETER US…..BE DEAF TO ALL THE NAYSAYERS!!!!”
[Enough said? -Throw hazard to the wind, damn the torpedoes, ignore common sense, and state and federal laws while your at it.]
Email from a regional manager and good little soldier: Subject: The Final Stretch: “Today is 9/15 and we have 2 weeks left to go to achieve our mission…..the power of God is not only concerned with ethical precepts…I have learned this year it is not enough just to survive, I want to conquer! Thanks to everyone for the extra effort in helping us to conquer!” [2 weeks to conquer (and vanquish) before the close of the quarter to reach 50,000 units sold, -those ethical precepts go out the window.]
Oh yes, in yet another email, D R Horton even also tries to rig elections….what a democracy! Hey boys come home quick, Saddam was nothing by comparison. The real fight is already within our borders. ANYBODY WANT AN ELECTRONIC COPY?.......EMAIL ME, I'LL BE GLAD TO FORWARD ONE.
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‘THE MENU:’
The following list of web site descriptions are for real and not exaggerated. Everything is supported with scanned documentation and/or embedded links. The combined web content exceeds 300 pages and 250 scanned documents and will exceed 500/300 respectively with new information yet to be uploaded:
http://www.donaldhortonisacrook.com, conspiracy to defraud extending to upper management throughout the regions of Nevada and Northern California, D R Horton’s once “hottest market” (A dozen scans)
http://www.donaldhortonisacrook.info, various RICO activities in regions of the US including Nevada, Pennsylvania, Texas and Florida (A dozen scans) http://www.drhortonfraud.com, D R Horton correspondence with and corruption of a Nevada official (50 scanned official documents)
http://www.drhortonconfidential.com, perjury by three legal teams in attempted cover up of predatory lending (50 scanned official documents) http://www.drhortoncouldhavekilledme.com, eight documented instances of intimidation and threats to a federal informant (50 scanned official documents) http://www.drhortonsucks.info, 4-500 consumer testimonials regarding mortgage fraud, defects and warranty misrepresentations as recently as October 2007 (100’s of consumer emails, over 100 updates not yet uploaded) http://www.donaldtomnitzisacrook.com, massive tax evasion in Pennsylvania, and coercion of the whistle blowers (A dozen scans) http://www.donaldtomnitzisacrook.info, repeated notice over the course of years to D R Horton’s Board of Directors that fraud has been rampant at the company for years (A dozen scans, over three dozen certified mail labels) http://www.drhortonhomelemon.com, predatory lending, construction defects, warranty misrepresentation and coercion of a Texas senior. (Still under development dozens of intended scans) http://www.drhortonhomelemon.info, quality and warranty misrepresentations and double talk (Half dozen scans) http://www.drhortonhomeofhorrors.com, D R Horton’s profits driven practice of locating developments near carcinogenic EMF and chemicals thereby risking consumers’ health (half dozen scans) http://www.drhortonhomeofhorrors.info, coercion of seniors and other vocal critics by using the courts and law enforcement to threaten financial ruin and intimidate (half dozen scans) http://www.drhortonhomesstink.com, D R Horton practice of shafting its own employees, who then turn and become inside informants (no scans for anonymity, however their verified information is posted elsewhere) http://www.drhortonhomesstink.info, land misrepresentations and major construction defects nationwide (Still under development dozens of intended scans)
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Dont be a victim. Access the tabs above to view D R Horton's own documents, and links below to get information about: government officials and agencies, consumer agencies, and the media. Spread the word to anyone that will listen and contact me for information regarding others in your situation with actionable claims. I AM AT YOUR SERVICE.
My special thanks on behalf of the consumers already found and those in the general public to the officials in government and individuals in the media who have and are looking into these matters. Too many consumers have been financially ruined and have had no recourse for too long. Corporate profits and lining the pockets of corporate officers has come at the expense of the harder working middle class and now virtually every taxpayer with the ever increasing mortgage foreclosure epidemic.
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REASONS FOR THE GRAND LARCENY:
BUILT FOR SPEED, May 2003, Alison Rice, Builder magazine: Centex, D.R. Horton, and Pulte all project closing at least 35,000 homes this year. (Lennar says it'll do 32,000.) The most audacious goal: D.R. Horton says it'll close 50,000 homes in 2004. GROWTH DRIVERS: After all, there are certain expectations they must meet, thanks to Wall Street: ideally, 8 percent to 12 percent annual earnings growth. "Any company that can consistently hit in the high single- or low double-digits in earnings growth will see their stock perform well, because investors reward that consistency," says analyst Sroka. BEING THE BEST: "It's not necessarily the numbers that make us successful. It's the drive for improvement," says McSwain of MDC Homes. "It's not just the absorptions. Profits are a part of that, and closings are part of that, but we are not just numbers-driven. Numbers are good--banks like to see them--but if you just concentrate on profits and numbers, you miss out on what you're really trying to be: the best company you can." D R HORTON MET ITS GOAL OF 50,000+ SALES IN 2004, AND IT MISSED OUT ON WHAT IT WAS REALLY TRYING TO BE. IT DID HOWEVER SUCCEED IN DEFRAUDING THOUSANDS OF CONSUMERS IN MEETING THOSE GOALS. THIS POLICY WAS INSTITUTED BY THE BOARD OF DIRECTORS- AT ALL COSTS AND IN CONTRAVENTION OF FEDERAL LAWS.
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The criminals at D R Horton are at the local level as well as in the Boardroom. In now over 14 states, the same fraudulent schemes have been discovered time and again. For over two years the criminal Board inclusive of Tomnitz and Horton and their teams of enabling defense attorneys inclusive of Wendel Rosen Black and Dean, and Wood Smith Henning and Berman have been avoiding a single consumer regarding his own personal fraud. The defendants and their attorneys have been caught in lie after lie in letters submitted to government and the courts. This site has been developed to inform consumers of this type of predatory lending and other illegal practices by the $11 Billion home building giant. For years, Horton has been fleecing its very own consumers from contract signing. REASONS FOR THE GRAND LARCENY ARE PRINTED IN THE ARTICLE PARTIALLY REPRODUCED TO THE LEFT. First D R Horton nearly always illegally requires the use of its affiliated lender which is never a bargain and almost always costs FAR more than promised. Next D R Horton sells you a 'new' home full of construction defects. The last straw is when you try and get those defects fixed through their warranty department. Be prepared for busy signals, disconnected phone lines, unplugged fax machines, or statements such as your problems are merely cosmetic and that you are on the list and that they will get to it (usually after the warranty period has expired so that they dont have to fix it). D R Horton and its agents have been flexing their muscles and pounding consumers with them because they are bullies, and for no other reason. You are only worthy to D R Horton because you have cash in hand to INITIALLY buy their home. AFTER you have purchased, YOU ARE CONSIDERED A LIABILITY that can only decrease their precious bottom line. My own specific fraud is displayed at this site. HUNDREDS OF OTHER CONSUMERS' STORIES TO BACK UP MY CLAIMS ARE RECOUNTED AT drhortonsucks.info and the other links listed above and to the left.
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